Welcome to Financially Simplified

Financial literacy is not a privilege, but a right.

Benefits of Registered Education Savings Plan (RESP)

Registered Education Savings Plan (RESP) is a regulated program by the Government of Canada to encourage parents to save for their children’s college education. Both the contributor and the recipient should have a Canadian Social Insurance Number in order to open and register in this investment account, and to avail of the different grants offered

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Find the Best Mortgage Rates in Canada

A mortgageĀ loan usually becomes the biggest financial transaction most of us will ever have to deal with in terms of value with a banking institution. This will tie you in for up to 30 years unless you decide to opt for a short amortization period or make additional payments to pay off the mortgage faster.

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Financial Literacy for Beginners – Your Guide to Financial Success

The importance of financial literacy can be highlighted with the current situation of the majority of adults. Right now, half of Canadians and Americans live paycheck to paycheck. There are over one trillion dollars in credit card debt in the US, and $13.8 trillion in total debts including mortgage, car loans, student loans and lines

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Inspirational Quotes for Success

I have been living in the bliss of financial ignorance for most of my adult life. I just woke up one day with the realization that financial health needs help: my eldest son will soon be in college, I have over $50,000 in credit card debt, over $20,000 in student loans and has no savings

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